MobileMoney LTD CEO Calls for Deeper Engagement Between Regulators and Innovators to Drive Financial Inclusion
MobileMoney LTD (MML) has successfully hosted the 2025 Fintech Stakeholder Forum in Accra, a landmark event that brought together more than 200 key stakeholders from the financial, regulatory, and technology sectors to deliberate on Ghana’s evolving fintech landscape and chart a sustainable path for digital finance growth.
Held under the theme “Harnessing Ghana’s Fintech Potential: Regulatory Frameworks for Digital Credit and Digital Assets,” the forum explored how policy, regulation, and innovation can align to build an inclusive and resilient digital financial ecosystem.
Setting the tone for the day’s discussion, the Chief Executive Officer of MobileMoney LTD, Mr. Shaibu Haruna, emphasized the importance of partnership and collaboration among key industry players in shaping Ghana’s digital finance future. He explained that the forum’s purpose extended beyond dialogue, highlighting the shared responsibility among regulators, policymakers, and innovators to strengthen the foundations of digital finance.
“This gathering is not just about dialogue, but more importantly, about partnership and shared commitment to shaping the future of digital financing in Ghana, and perhaps across Africa,” Mr. Haruna stated.
He noted that as the fintech economy evolves, there is an urgent need for policymakers, regulators, and industry players to engage innovators to harness the potential of digital credit and digital assets to deepen financial inclusion, empower small businesses, and contribute to national development. Mr. Haruna further added that “innovation must continue to serve people and uphold the dignity of society.”
Delivering the keynote address, the Second Deputy Governor of the Bank of Ghana, Mrs. Matilda Asante-Asiedu, said the central bank remains committed to defining “the new rules of trust” in the financial sector, ensuring that innovation coexists with consumer protection and financial integrity.
She highlighted that digital finance has become the “new infrastructure for opportunity” across Africa, with Ghana’s digital credit users estimated between two and five million and cryptocurrency adoption steadily increasing. She commended MobileMoney LTD for convening such an important platform for dialogue, describing the forum’s theme as timely and relevant.
“We are not here merely to discuss innovation; we are here to define the new rules of trust,” Mrs. Asante-Asiedu stated, reaffirming the Bank of Ghana’s dual responsibility of safeguarding financial stability while fostering innovation that enhances financial inclusion.
The Deputy Governor also provided significant regulatory updates, announcing that the Digital Credit Directive, which enforces transparency, clear disclosure, and ethical lending practices, came into effect last month. She further disclosed that the Virtual Asset Service Providers (VASP) Bill is in its final drafting stage and revealed that the Bank of Ghana will begin accepting applications for digital credit licenses from November 3, 2025.
She encouraged private sector actors to “innovate boldly, but with integrity,” referencing a recent enforcement operation that uncovered more than 400 illegal digital lending operators across the country.
The forum also featured insightful presentations from distinguished speakers including Mr. Selorm Branttie of Imani Africa and Professor Peter Quartey of the Institute of Statistical, Social and Economic Research (ISSER). Both shared expert perspectives from policy and academia on the future of fintech in Ghana. Other panelists who contributed to the discussions included Mrs. Clara Arthur, CEO of the Ghana Interbank Payment and Settlement Systems (GhIPSS); Ms. Ethel Cofie, CEO of Edel Technologies; and Mrs. Sylvia Otuo Acheampong, Chief Products and Services Officer at MobileMoney LTD.
MobileMoney LTD expressed optimism that the insights shared and the collaborative spirit fostered at the forum would guide the next phase of digital finance policymaking in Ghana and ensure that innovation continues to improve the lives of Ghanaians.
The forum ended on a hopeful note, with a shared commitment among stakeholders to build a strong, inclusive, and well-regulated fintech environment that balances technological innovation with social responsibility and ethical practice.
Media Contacts
Paapa Osei
Head, Legal & Reputation Management
MobileMoney LTD
paapa.osei@mtn.com
Afua Serwaa Asafo-Adjei
Manager – Communications and Stakeholder Management
MobileMoney LTD
MML Communications [MML Ghana]
MMLCommunications.gh@mtn.com
About MobileMoney LTD
MobileMoney LTD is a subsidiary of MTN Ghana responsible for Mobile Financial Services. Launched in 2009, MobileMoney LTD has over seventeen million registered subscribers. The company offers a wide array of mobile financial services spanning payment solutions, remittance, Banktech, Insurtech, savings, and loans to its customers—all aimed at driving financial inclusion and economic empowerment.
For further information, visit mtn.com.gh.
